What you do each month

On the 1st the month’s list lands on your dashboard. You place the orders in your own broker — about ten minutes on Zerodha — and hold until the next one. Here is the whole of it.

In short

You get the month’s exact stocks (or ETFs) and weights on the 1st, sized to the capital you enter.
You do the orders in your own broker — about ten minutes, and on Zerodha two basket confirmations.
We never hold your money, see your account or place an order for you.

Ten minutes on the 1st. Then nothing.

Every strategy rebalances once a month. The model does the re-scoring; you place the resulting orders in your own broker, in your own time. Here is the whole of it.

The new list lands on your dashboard
Copy the tickers, enter your capital
Place the orders in your broker
Hold until the next rebalance

~14Orders in a typical month · SmallMicro 500

2Kite baskets to confirm them

~10 minOf your time, per cycle

0Orders we place for you

Your year, with one book: twelve sessions of about ten minutes on the 1st. Month one also carries the set-up, once: your amount, a calendar reminder, and how your demat will approve sales. ITR-2 instead of ITR-1 — your broker's Tax P&L carries the detail. Advance tax, if this year's tax beyond your salary TDS reaches ₹10,000: up to four payments, and the dashboard works out each one. On a 12-month plan, one renewal. Adding from your salary each month? The same session takes it: the dashboard's Add money splits the month's amount across the picks, as one more Kite basket.

How the ten minutes add up

Orders a month, SmallMicro 500 · every one of the 61 backtested months

Bar height is how many months landed on that order count; the number above each bar is that count of months, the number below is the orders. The highlighted column is the median, 14. Backtest, 61 months.

The ten minutes are genuinely yours: MindForge never holds your funds, never has access to your broker and never executes a trade on your behalf — you place every order. Month one is the full list. After that you trade only what changed — which, over five years of backtest, has been about half the book: typically 14 orders a month on SmallMicro 500 and 12 on LargeMidcap 250, and never fewer than 4. The dashboard groups them into Zerodha baskets, so that is two confirmations, not fourteen — and ten minutes is two basket confirmations, not ten minutes of deciding anything. On Zerodha you can do it at night: orders placed in the evening are queued as after-market orders for the next morning's open. On Groww or Upstox it is one tap per name; on any other broker — including the bank brokers many salary accounts come with — it is one order ticket per name, worked down a numbered list the dashboard builds for you. On a 3-, 6- or 12-month plan, skip a month and nothing breaks — the next list is waiting when you come back.

If you invest from a salary, you will not arrive with a lump sum and stop. You start with what you have and add what you save each month — so the dashboard has a tool for exactly that: Add money takes the amount, splits it across the picks at their model weights in whole shares at today's prices, and puts the cash the rounding leaves over into the most underweight names. It is the same ten minutes, and it is on the sample screen below. And when you need some of it back — a down payment, school fees, a sabbatical — Take money out does the reverse: it lists the sales that leave the rest of the book as close to the model as whole shares allow.

On your dashboard: two views

The dashboard opens on whichever one the day calls for, and either is one tap away.

Around the 1stThis month’s ordersWhat changed in the list, what each order costs, your capital sized into whole shares, Kite baskets, and a tick for each order you place.See it in the sample → The rest of the monthHow it’s goingThe month in one paragraph, whether it is normal for this book, how it compares with its index and why, the market it is moving in, and how closely your own book follows the model.See it in the sample →

The sample uses placeholder stocks and prices. It shows how the screen works, not MindForge’s picks.

Placing the orders

On Zerodha: the dashboard fills Kite baskets for you, up to ten orders in each, and each opens Kite’s own order screen with the quantities filled in. Nothing is placed until you confirm there, and you can switch any row to a limit order first.
After the market closes: orders you confirm on Kite are queued as after-market orders and go to the exchange at the next morning’s open.
Selling: your demat has to approve each sale. Either give your broker a DDPI once (online; at Zerodha ₹100 + GST, active within 24 working hours) and sales go through like buys, or approve the day’s sales with your depository’s TPIN and an OTP when you sell. Either works; we never see either. The first sales come in month two, when the list changes.
On any other broker: it is one order ticket per name, worked down the numbered list the dashboard builds. Copy tickers or Export CSV gives you the list; the Shares column is each quantity.
As you go: tick each order once it is placed. The count of orders left, the cost of the month and “You and the model” all read those ticks.

When your money changes

Adding money from your salary: Add money splits the amount across the picks at their model weights, in whole shares, as one more basket. How monthly savings work
Matching what you already hold: Match my holdings reconciles your broker’s holdings with the model and lists only the orders that close the gap.
Taking money out: Take money out lists the sales that leave the rest of the book as close to the model as whole shares allow. Taking money out
Working under an employee trading code: the dashboard holds a restricted list, a minimum holding period and a pre-clearance list for you. How it respects your employer’s rules